/* Credit Flow Solutions — Single Page CI */
:root {
  --primary: #0052CC;
  --primary-dark: #003DA6;
  --navy: #001F3F;
  --navy-mid: #003D82;
  --accent: #007BFF;
  --white: #ffffff;
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --radius: 0.65rem;
  --shadow: 0 4px 24px rgba(0, 31, 63, 0.08);
  --shadow-lg: 0 12px 32px rgba(0, 31, 63, 0.12);
  --container: 1280px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'IBM Plex Sans Thai', sans-serif;
  color: var(--navy);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: inherit; text-decoration: none; }

button, input, select, textarea {
  font-family: inherit;
  font-size: 1rem;
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 1rem;
}

@media (min-width: 640px) { .container { padding: 0 1.5rem; } }
@media (min-width: 1024px) { .container { padding: 0 2rem; } }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.95rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 0.25s ease;
  white-space: nowrap;
}

.btn-primary {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}
.btn-primary:hover { background: var(--primary-dark); border-color: var(--primary-dark); }

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover { background: rgba(0, 82, 204, 0.06); }

.btn-white {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}
.btn-white:hover { background: var(--gray-100); }

.btn-line {
  background: #00B900;
  color: var(--white);
  border-color: #00B900;
  width: 100%;
}
.btn-line:hover { background: #008C00; color: var(--white); }

/* Fixed LINE button */
.line-float {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: 9999;
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.85rem 1.25rem 0.85rem 1rem;
  background: #06C755;
  color: var(--white);
  border-radius: 100px;
  font-size: 0.9rem;
  font-weight: 600;
  box-shadow: 0 8px 28px rgba(6, 199, 85, 0.4);
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  text-decoration: none;
}
.line-float:hover {
  background: #05b34c;
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(6, 199, 85, 0.48);
}
.line-float-icon {
  width: 1.35rem;
  height: 1.35rem;
  flex-shrink: 0;
}
@media (max-width: 480px) {
  .line-float {
    right: 1rem;
    bottom: 1rem;
    padding: 0.9rem;
    border-radius: 50%;
  }
  .line-float span { display: none; }
  .line-float-icon { width: 1.5rem; height: 1.5rem; }
}

.btn:disabled { opacity: 0.5; cursor: not-allowed; }

/* Nav */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--gray-100);
  box-shadow: 0 1px 8px rgba(0,0,0,0.04);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.75rem 0;
  gap: 1rem;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  flex-shrink: 0;
}

.nav-logo img { height: 44px; width: auto; }

.nav-logo-text { display: none; }
@media (min-width: 480px) {
  .nav-logo-text { display: block; }
  .nav-logo-text .brand { font-weight: 700; font-size: 0.95rem; color: var(--primary); line-height: 1.2; }
  .nav-logo-text .sub { font-size: 0.65rem; color: var(--gray-500); letter-spacing: 0.08em; }
}

.nav-links {
  display: none;
  align-items: center;
  gap: 1.1rem;
}

@media (min-width: 768px) { .nav-links { display: flex; } }
@media (min-width: 1024px) { .nav-links { gap: 1.5rem; } }

.nav-links a {
  font-size: 0.82rem;
  color: var(--gray-600);
  transition: color 0.2s;
  white-space: nowrap;
}
@media (min-width: 1024px) {
  .nav-links a { font-size: 0.88rem; }
}
.nav-links a:hover { color: var(--primary); }

.nav-cta { display: none; }
@media (min-width: 768px) { .nav-cta { display: inline-flex; } }

.menu-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  padding: 0.5rem;
  cursor: pointer;
}
@media (min-width: 768px) { .menu-toggle { display: none; } }

.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: 0.3s;
}

.mobile-menu {
  display: none;
  flex-direction: column;
  gap: 0.25rem;
  padding: 0.5rem 0 1rem;
  border-top: 1px solid var(--gray-100);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  padding: 0.65rem 0;
  color: var(--gray-700);
  font-size: 0.95rem;
  border-bottom: 1px solid var(--gray-100);
}
.mobile-menu .btn { margin-top: 0.5rem; width: 100%; }

/* Hero */
.hero {
  position: relative;
  overflow: hidden;
  padding: 4rem 0 5rem;
}

@media (min-width: 768px) { .hero { padding: 6rem 0 8rem; } }

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-bg-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: left center;
  display: block;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(255, 255, 255, 0.02) 0%,
    rgba(255, 255, 255, 0.08) 30%,
    rgba(255, 255, 255, 0.45) 52%,
    rgba(255, 255, 255, 0.82) 68%,
    rgba(255, 255, 255, 0.94) 82%,
    rgba(255, 255, 255, 0.97) 100%
  );
  z-index: 1;
}
@media (max-width: 1023px) {
  .hero-overlay {
    background: linear-gradient(
      to bottom,
      rgba(255, 255, 255, 0.05) 0%,
      rgba(255, 255, 255, 0.55) 45%,
      rgba(255, 255, 255, 0.92) 70%,
      rgba(255, 255, 255, 0.97) 100%
    );
  }
}

.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  align-items: center;
}
@media (min-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr 1fr;
    min-height: 420px;
  }
}

.hero-visual { display: none; }
@media (min-width: 1024px) {
  .hero-visual { display: block; min-height: 1px; }
}

.hero-content {
  max-width: 520px;
  text-align: left;
}
@media (min-width: 1024px) {
  .hero-content {
    grid-column: 2;
    margin-left: auto;
  }
}

.hero-brand-text { margin-bottom: 1.25rem; }
.hero-brand-text .brand {
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--primary);
  line-height: 1.2;
  letter-spacing: 0.02em;
}
.hero-brand-text .sub {
  font-size: 0.72rem;
  color: var(--gray-500);
  letter-spacing: 0.08em;
}

.hero h1 {
  font-size: clamp(1.75rem, 5vw, 3rem);
  font-weight: 700;
  line-height: 1.25;
  color: var(--navy);
  margin-bottom: 1rem;
}

.hero h1 .highlight { color: var(--primary); }

.hero-desc {
  font-size: clamp(1rem, 2.5vw, 1.125rem);
  color: var(--gray-700);
  margin-bottom: 1rem;
  line-height: 1.7;
}

.hero-qualifier {
  font-size: 0.9rem;
  color: var(--navy-mid);
  background: rgba(0, 82, 204, 0.06);
  border-left: 3px solid var(--primary);
  padding: 0.75rem 1rem;
  margin-bottom: 1.75rem;
  line-height: 1.65;
  border-radius: 0 var(--radius) var(--radius) 0;
}
.hero-qualifier strong { color: var(--primary); font-weight: 700; }

.hero-cta { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-bottom: 0; }
.hero-cta .btn { flex: 1 1 auto; min-width: 160px; }

.callback-note {
  font-size: 0.85rem;
  color: var(--gray-600);
  line-height: 1.65;
  margin-top: 0.5rem;
}
.callback-note--footer {
  margin-top: 0.75rem;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.72);
  max-width: 280px;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem 1.5rem;
}

.trust-item {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
}

.trust-icon {
  width: 24px;
  height: 24px;
  color: var(--primary);
  flex-shrink: 0;
  margin-top: 2px;
}

.trust-item strong { display: block; font-size: 0.9rem; color: var(--navy); }
.trust-item span { font-size: 0.8rem; color: var(--gray-600); }

/* Sections */
.section {
  padding: 5rem 0;
  content-visibility: auto;
  contain-intrinsic-size: auto 600px;
}
.hero { content-visibility: visible; }
.section-gray { background: var(--gray-50); }
.section-navy { background: var(--navy); color: var(--white); }
.section-primary { background: var(--primary); color: var(--white); }

.section-header { text-align: center; margin-bottom: 3rem; }
.section-header h2 {
  font-size: clamp(1.5rem, 4vw, 2rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.75rem;
}
.section-navy .section-header h2,
.section-primary .section-header h2 { color: var(--white); }

.section-header p {
  color: var(--gray-600);
  max-width: 640px;
  margin: 0 auto;
}
.section-navy .section-header p,
.section-primary .section-header p { color: rgba(255,255,255,0.8); }

/* Cards */
.card-grid {
  display: grid;
  gap: 1.25rem;
}
.card-grid-2 { grid-template-columns: 1fr; }
.card-grid-3 { grid-template-columns: 1fr; }
.card-grid-4 { grid-template-columns: 1fr; }

@media (min-width: 640px) {
  .card-grid-2 { grid-template-columns: repeat(2, 1fr); }
  .card-grid-3 { grid-template-columns: repeat(2, 1fr); }
  .card-grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1024px) {
  .card-grid-3 { grid-template-columns: repeat(3, 1fr); }
  .card-grid-4 { grid-template-columns: repeat(4, 1fr); }
}

.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--gray-200);
  transition: box-shadow 0.3s, transform 0.3s;
}

.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-2px); }

.card-border-left { border-left: 4px solid var(--primary); }
.card-border-danger { border-left-color: #dc2626; }
.card-border-top { border-top: 4px solid var(--primary); }

.card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.card p { font-size: 0.9rem; color: var(--gray-600); }

.card-icon {
  width: 32px;
  height: 32px;
  color: var(--primary);
  margin-bottom: 0.75rem;
}

/* Section premium sub */
.section-sub-premium {
  max-width: 720px;
  margin: 0 auto;
  font-size: 1.02rem;
  line-height: 1.75;
  color: var(--gray-600);
}

/* Audience compare table */
.compare-table-wrap {
  max-width: 880px;
  margin: 0 auto;
  overflow-x: auto;
}
.compare-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--gray-200);
}
.compare-table thead th {
  padding: 1.1rem 1.25rem;
  font-size: 1rem;
  font-weight: 700;
  text-align: left;
  width: 50%;
}
.compare-table .col-yes {
  background: rgba(0, 82, 204, 0.08);
  color: var(--primary);
  border-bottom: 2px solid var(--primary);
}
.compare-table .col-no {
  background: rgba(220, 38, 38, 0.06);
  color: #b42318;
  border-bottom: 2px solid #dc2626;
}
.compare-table tbody td {
  padding: 0.9rem 1.25rem;
  font-size: 0.92rem;
  color: var(--gray-700);
  border-bottom: 1px solid var(--gray-100);
  vertical-align: top;
  line-height: 1.55;
}
.compare-table tbody tr:last-child td { border-bottom: none; }
.compare-table tbody td:first-child {
  border-right: 1px solid var(--gray-100);
  background: rgba(0, 82, 204, 0.02);
}
.compare-table tbody td:last-child {
  background: rgba(220, 38, 38, 0.02);
}

/* Qualifications — two-column flex layout */
.qual-layout {
  display: flex;
  flex-direction: column;
  width: 100%;
  background: var(--white);
  border-radius: 0.75rem;
  overflow: hidden;
  box-shadow: 0 2px 16px rgba(0, 31, 63, 0.05);
  border: 1px solid var(--gray-200);
}
@media (min-width: 768px) {
  .qual-layout { flex-direction: row; align-items: stretch; }
}
.qual-panel {
  flex: 1;
  padding: 1.75rem 1.5rem;
  min-width: 0;
}
@media (min-width: 768px) {
  .qual-panel { padding: 2rem 2.25rem; }
}
@media (min-width: 1024px) {
  .qual-panel { padding: 2.25rem 2.5rem; }
}
.qual-panel--left {
  background: rgba(0, 82, 204, 0.02);
  border-bottom: 1px solid var(--gray-200);
}
@media (min-width: 768px) {
  .qual-panel--left {
    border-bottom: none;
    border-right: 1px solid var(--gray-200);
  }
}
.qual-panel--right {
  background: rgba(0, 31, 63, 0.015);
}
.qual-panel-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--gray-200);
}
.qual-sub {
  font-size: 0.9rem;
  color: var(--gray-500);
  line-height: 2;
  margin-bottom: 1.5rem;
}
.qual-list {
  list-style: disc;
  padding-left: 1.35rem;
  margin: 0;
}
.qual-list li {
  font-size: 0.925rem;
  color: var(--gray-700);
  margin-bottom: 1.25rem;
  line-height: 2;
}
.qual-list li:last-child { margin-bottom: 0; }
.qual-note {
  margin-top: 1.75rem;
  font-size: 0.85rem;
  color: var(--gray-500);
  line-height: 2;
  font-style: italic;
}

/* Service picker (mobile) */
.service-detail {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.service-picker {
  margin-bottom: 0.25rem;
}
.service-select-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.5rem;
}
.service-select {
  width: 100%;
  padding: 0.85rem 2.5rem 0.85rem 1rem;
  border: 2px solid var(--primary);
  border-radius: var(--radius);
  background: var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%230052CC' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat right 0.85rem center;
  appearance: none;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  outline: none;
}
.service-select:focus {
  box-shadow: 0 0 0 3px rgba(0, 82, 204, 0.15);
}
@media (min-width: 1024px) {
  .service-picker { display: none; }
}

/* Service tabs (desktop) */
.service-tabs {
  display: none;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-bottom: 2rem;
}
@media (min-width: 1024px) {
  .service-tabs { display: grid; }
}

.service-tab {
  background: var(--gray-50);
  border: 2px solid var(--gray-200);
  border-top: 4px solid var(--gray-300);
  border-radius: var(--radius);
  padding: 1.25rem;
  text-align: left;
  cursor: pointer;
  transition: background 0.25s, border-color 0.25s, box-shadow 0.25s, transform 0.25s, opacity 0.25s;
  opacity: 0.72;
}
.service-tab:hover:not(.active) {
  opacity: 0.9;
  border-color: var(--gray-400);
  box-shadow: var(--shadow);
}
.service-tab.active {
  opacity: 1;
  background: var(--primary);
  border-color: var(--primary);
  border-top-color: var(--accent);
  box-shadow: 0 8px 24px rgba(0, 82, 204, 0.28);
  transform: translateY(-2px);
}
.service-tab h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
  line-height: 1.35;
  transition: color 0.25s;
}
.service-tab.active h3 { color: var(--white); }
.service-tab p,
.service-tab-th {
  font-size: 0.82rem;
  color: var(--gray-600);
  line-height: 1.5;
  transition: color 0.25s;
}
.service-tab.active p,
.service-tab.active .service-tab-th { color: rgba(255, 255, 255, 0.88); }
.service-tab-th { margin-top: 0.25rem; }

.service-detail-panel {
  display: none !important;
  grid-template-columns: 1fr;
  gap: 2rem;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 2rem;
  box-shadow: var(--shadow);
}
.service-detail-panel.active {
  display: grid !important;
}
@media (min-width: 768px) {
  .service-detail-panel.active { grid-template-columns: 1fr 1.2fr; align-items: center; }
}

.service-detail-img {
  aspect-ratio: 4/3;
  background: linear-gradient(135deg, var(--gray-100), var(--gray-200));
  border: 2px dashed var(--gray-400);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--gray-500);
  font-size: 0.9rem;
  line-height: 1.6;
  min-height: 200px;
}

.service-detail-content h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.25rem;
}
.service-title-th {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--primary);
  margin-bottom: 0.75rem;
}
.service-cta {
  margin-top: 1.5rem;
  width: 100%;
}
@media (min-width: 480px) {
  .service-cta { width: auto; }
}
.service-detail-content .svc-desc {
  color: var(--gray-600);
  margin-bottom: 1.25rem;
}
.service-detail-content ul { list-style: none; }
.service-detail-content ul li {
  display: flex;
  gap: 0.5rem;
  font-size: 0.9rem;
  color: var(--gray-700);
  padding: 0.3rem 0;
}
.service-detail-content ul li::before {
  content: '✓';
  color: var(--primary);
  font-weight: 700;
}

.service-terms {
  margin-top: 1.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--gray-200);
  display: grid;
  gap: 0.65rem;
}
.service-term {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.2rem;
  font-size: 0.88rem;
  line-height: 1.5;
}
@media (min-width: 640px) {
  .service-term { grid-template-columns: 130px 1fr; gap: 0.75rem; align-items: start; }
}
.service-term .term-label {
  font-weight: 700;
  color: var(--navy);
}
.service-term .term-value {
  color: var(--gray-600);
}
.service-terms-note {
  margin-top: 0.85rem;
  font-size: 0.78rem;
  color: var(--gray-500);
  line-height: 1.55;
}

/* Service detail cards (legacy) */
.service-card {
  padding: 2rem;
  border-radius: var(--radius);
  border: 1px solid var(--gray-200);
  background: var(--white);
  transition: box-shadow 0.3s;
}
.service-card:hover { box-shadow: var(--shadow-lg); }
.service-card .svc-icon { color: var(--navy-mid); margin-bottom: 1rem; }
.service-card h3 { font-size: 1.15rem; margin-bottom: 0.75rem; }
.service-card .svc-desc { margin-bottom: 1.25rem; }
.service-card ul { list-style: none; }
.service-card ul li {
  display: flex;
  gap: 0.5rem;
  font-size: 0.875rem;
  color: var(--gray-700);
  padding: 0.25rem 0;
}
.service-card ul li::before {
  content: '✓';
  color: var(--navy-mid);
  font-weight: 700;
}

/* Industries section */
.section-industries {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white);
}
.section-industries .section-header h2 { color: var(--white); }
.section-industries .section-header p { color: rgba(255,255,255,0.78); }

.industry-card-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) { .industry-card-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .industry-card-grid { grid-template-columns: repeat(3, 1fr); } }

.industry-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius);
  padding: 1.25rem;
  transition: background 0.25s, border-color 0.25s, transform 0.25s;
}
.industry-card:hover {
  background: rgba(255,255,255,0.12);
  border-color: rgba(0, 123, 255, 0.5);
  transform: translateY(-2px);
}
.industry-card .industry-en {
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(0, 123, 255, 0.95);
  margin-bottom: 0.35rem;
  font-weight: 600;
}
.industry-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.4rem;
}
.industry-card p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.55;
}

/* Why us — two column layout */
.why-layout {
  display: grid;
  gap: 2.5rem;
  align-items: start;
}
@media (min-width: 992px) {
  .why-layout { grid-template-columns: 1fr 1.1fr; gap: 3.5rem; }
}
.why-intro h2 {
  font-size: clamp(1.5rem, 4vw, 2rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 1rem;
}
.why-sub {
  font-size: 1rem;
  color: var(--gray-600);
  line-height: 1.75;
  margin-bottom: 1.5rem;
}
.why-img-placeholder {
  aspect-ratio: 4/3;
  background: linear-gradient(135deg, var(--gray-100), var(--gray-200));
  border: 2px dashed var(--gray-400);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--gray-500);
  font-size: 0.9rem;
  line-height: 1.6;
  min-height: 220px;
}
.why-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.why-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.25rem;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  transition: box-shadow 0.25s;
}
.why-item:hover { box-shadow: var(--shadow); }
.why-icon {
  width: 48px;
  height: 48px;
  flex-shrink: 0;
  background: linear-gradient(135deg, rgba(0,31,63,0.06), rgba(0,82,204,0.12));
  border: 1px solid rgba(0, 82, 204, 0.15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy-mid);
}
.why-icon svg { width: 22px; height: 22px; }
.why-item h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.35rem;
}
.why-item p {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.55;
}

/* Stats bar */
.stats-bar { padding: 2.5rem 0; }
.stats-single { text-align: center; }
.stats-single .stat-num { font-size: 3rem; font-weight: 700; margin-bottom: 0.25rem; }
.stats-single .stat-label { font-size: 1.05rem; opacity: 0.9; }

/* Stats grid (legacy) */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
  text-align: center;
}
@media (min-width: 768px) { .stats-grid { grid-template-columns: repeat(4, 1fr); } }

.stat-num { font-size: 2.5rem; font-weight: 700; margin-bottom: 0.25rem; }
.stat-label { font-size: 0.9rem; opacity: 0.85; }

/* Process steps */
.process-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}
@media (min-width: 768px) { .process-grid { grid-template-columns: repeat(4, 1fr); } }

.process-step { text-align: center; }
.step-num {
  width: 48px;
  height: 48px;
  background: var(--primary);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  margin: 0 auto 1rem;
}
.section-navy .step-num { background: var(--white); color: var(--navy); }

/* About */
.about-grid {
  display: grid;
  gap: 3rem;
  align-items: center;
}
@media (min-width: 768px) { .about-grid { grid-template-columns: 1fr 1fr; } }

.about-img-placeholder {
  aspect-ratio: 4/3;
  background: linear-gradient(135deg, var(--gray-100), var(--gray-200));
  border: 2px dashed var(--gray-400);
  border-radius: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--gray-500);
  font-size: 0.9rem;
  line-height: 1.6;
  min-height: 280px;
}

.mission-grid {
  display: grid;
  gap: 1.5rem;
}
@media (min-width: 768px) { .mission-grid { grid-template-columns: 1fr 1fr; } }

/* Team */
.team-card { text-align: center; padding: 2rem; }
.team-avatar {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  border-radius: 50%;
  margin: 0 auto 1rem;
}
.team-role { color: var(--navy-mid); font-size: 0.85rem; font-weight: 600; margin-bottom: 0.5rem; }

/* Blog */
.blog-filters {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  justify-content: center;
  margin-bottom: 2rem;
}
.filter-btn {
  padding: 0.4rem 1rem;
  border-radius: 999px;
  border: 1px solid var(--gray-200);
  background: var(--white);
  font-size: 0.85rem;
  cursor: pointer;
  transition: all 0.2s;
}
.filter-btn.active, .filter-btn:hover {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}

.blog-search {
  max-width: 560px;
  margin: 0 auto 2rem;
  position: relative;
}
.blog-search input {
  width: 100%;
  padding: 0.75rem 1rem 0.75rem 2.75rem;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  outline: none;
}
.blog-search input:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(0,82,204,0.12); }
.blog-search svg {
  position: absolute;
  left: 1rem;
  top: 50%;
  transform: translateY(-50%);
  width: 18px;
  height: 18px;
  color: var(--gray-400);
}

.blog-card .blog-meta {
  display: flex;
  gap: 1rem;
  font-size: 0.8rem;
  color: var(--gray-500);
  margin-bottom: 0.5rem;
}
.blog-card .blog-cat {
  color: var(--primary);
  font-weight: 600;
}
.blog-card h3 { font-size: 1rem; margin-bottom: 0.5rem; }
.blog-card .read-more {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 600;
  margin-top: 0.75rem;
}

/* Forms */
.form-section { max-width: 640px; margin: 0 auto; }

.form-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 2rem;
}

.form-group { margin-bottom: 1.25rem; }
.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.4rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.7rem 1rem;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0,82,204,0.1);
}

.radio-group label {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 1rem;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  cursor: pointer;
  margin-bottom: 0.5rem;
  font-weight: 400;
}
.radio-group label:hover { background: var(--gray-50); }

.warning-box {
  display: flex;
  gap: 0.75rem;
  padding: 1rem;
  background: #fef9c3;
  border: 1px solid #fde047;
  border-radius: var(--radius);
  font-size: 0.875rem;
  color: #854d0e;
  margin-bottom: 1rem;
}

.success-box {
  text-align: center;
  padding: 2.5rem;
  background: #f0fdf4;
  border: 2px solid #86efac;
  border-radius: var(--radius);
}
.success-box .check { font-size: 3rem; color: #22c55e; margin-bottom: 1rem; }

.form-nav {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-top: 1.5rem;
}

.progress-bar {
  display: flex;
  gap: 0.5rem;
  margin-top: 1rem;
}
.progress-bar span {
  flex: 1;
  height: 6px;
  border-radius: 999px;
  background: var(--gray-200);
  transition: background 0.3s;
}
.progress-bar span.active { background: var(--primary); }

/* Contact */
.contact-grid {
  display: grid;
  gap: 3rem;
}
@media (min-width: 768px) { .contact-grid { grid-template-columns: 1fr 1fr; } }

.contact-info-card {
  display: flex;
  gap: 1rem;
  padding: 1.25rem;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 1rem;
}
.contact-info-card svg { width: 24px; height: 24px; color: var(--navy-mid); flex-shrink: 0; }
.contact-info-card a { color: var(--gray-600); }
.contact-info-card a:hover { color: var(--primary); }

/* CTA banner */
.cta-banner {
  text-align: center;
  padding: 5rem 0;
}
.cta-banner h2 { font-size: clamp(1.5rem, 4vw, 2rem); margin-bottom: 1rem; }
.cta-banner p { color: var(--gray-600); max-width: 560px; margin: 0 auto 2rem; }

/* Footer */
.footer {
  background: linear-gradient(180deg, rgba(0,0,0,0.08), rgba(0,0,0,0.22)), var(--navy);
  color: var(--white);
  padding: 4rem 0 1.5rem;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, var(--accent) 50%, transparent 100%);
}

.footer-grid {
  display: grid;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}
@media (min-width: 768px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 2rem; } }

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin-bottom: 1rem;
}
.footer-brand img { height: 48px; width: auto; border-radius: 8px; }
.footer-brand-col { max-width: 340px; }
.footer-brand-text .name {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  letter-spacing: 0.04em;
}
.footer-brand-text .tag {
  font-size: 0.65rem;
  color: var(--accent);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-top: 0.2rem;
}
.footer-about {
  font-size: 0.88rem;
  line-height: 1.65;
  color: rgba(255,255,255,0.72);
  margin-bottom: 1.25rem;
}
.footer-cta {
  font-size: 0.85rem;
  padding: 0.65rem 1.25rem;
}
.footer-col a {
  color: rgba(255,255,255,0.72);
}
.footer-col a:hover { color: var(--accent); }

.footer-col h4 {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 1rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 0.55rem; }
.footer-col ul a {
  font-size: 0.88rem;
  transition: color 0.2s;
}

.footer-contact-item {
  display: flex;
  gap: 0.65rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.72);
  margin-bottom: 0.85rem;
  line-height: 1.5;
}
.footer-contact-item .icon { flex-shrink: 0; color: var(--accent); margin-top: 2px; }

.footer-contact-actions { display: flex; gap: 0.65rem; margin-top: 0.25rem; }
.footer-action-btn {
  width: 44px;
  height: 44px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.8);
  transition: all 0.25s ease;
}
.footer-action-btn:hover {
  background: var(--accent);
  border-color: var(--accent);
  color: var(--white);
  transform: translateY(-2px);
}
.footer-action-btn.line-action:hover {
  background: #06c755;
  border-color: #06c755;
}

.footer-disclaimer {
  margin-top: 1rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.78rem;
  line-height: 1.6;
  color: rgba(255,255,255,0.55);
}

.footer-bottom {
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  text-align: center;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
}

/* Scroll reveal */
.reveal,
.reveal.visible {
  opacity: 1;
  transform: none;
}

/* Page hero (inner sections) */
.page-hero {
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  color: var(--white);
  padding: 4rem 1.5rem;
  text-align: center;
}
.page-hero-inner {
  max-width: 720px;
  margin: 0 auto;
}
.page-hero h2 { font-size: clamp(1.75rem, 4vw, 2.75rem); margin-bottom: 0.75rem; }
.page-hero p {
  color: rgba(255,255,255,0.8);
  font-size: 1.05rem;
  max-width: 640px;
  margin: 0 auto;
}

.alert-box {
  margin-top: 2rem;
  padding: 1.5rem;
  background: var(--white);
  border: 2px solid var(--navy);
  border-radius: var(--radius);
  text-align: center;
  font-weight: 600;
  color: var(--navy);
}

.hidden { display: none !important; }

/* Qualifications */
.qual-card h3 { color: var(--primary); margin-bottom: 0.5rem; }

/* BLP-style lead form */
.lead-form-card { box-shadow: var(--shadow-lg); }
.lead-form-card .form-sub {
  font-size: 0.875rem;
  color: var(--gray-500);
  margin-bottom: 1.5rem;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.form-full { grid-column: 1 / -1; }
.req { color: #dc2626; }
.form-pdpa {
  font-size: 0.8rem;
  color: var(--gray-500);
  margin: 1rem 0 0.75rem;
}
.form-callback {
  font-size: 0.85rem;
  color: var(--gray-600);
  text-align: center;
  margin-top: 1rem;
  line-height: 1.6;
}
.form-msg {
  margin-top: 0.75rem;
  min-height: 1.25rem;
  font-size: 0.9rem;
  text-align: center;
}
.form-msg.success { color: #067647; }
.form-msg.error { color: #b42318; }

@media (max-width: 640px) {
  .form-grid { grid-template-columns: 1fr; }
  .form-full { grid-column: auto; }
}